A payment token replaces the primary account number (PAN) with a unique token allowing processing by all participants in the payments ecosystem without exposing a consumer’s data. The global payments industry has been adopting payment tokenization as a means to enhance online and mobile transaction security by replacing sensitive payment account information with payment tokens.
Provides merchants with up-to-date account information.Visa Checkout’s advanced tools include device fingerprinting and step-up authentication to help reduce the risk of fraudulent transactions.Visa Checkout evaluates risk at every stage of checkout and helps to create a secure foundation for a seamless shopping experience.Visa Checkout provides access to biometrics, such as a thumbprint or face recognition, when using a mobile app on devices that support the use of biometrics.“Visa Checkout’s Stay Signed In and Remember Me" feature makes it even easier for consumers to check out and allows merchants to capture sales that might otherwise be lost.
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Consumers can store their card and shipping information with Visa Checkout so that they only need to enter a username and credential, such as a password or biometric, at checkout. Consumer sign up is simple and secure, the Visa Checkout button works across all devices, and works with any major credit or debit card. Merchants can easily integrate Visa Checkout into their existing payment processes on their E-commerce site or app and provide consumers with a fast and convenient way to pay. Visa Checkout is an online and mobile payment service that helps speed up the checkout process, transforming shoppers into buyers. Consumers are moving to digital payments for a simplified and more convenient payment experience.
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